Amortisation是一个英语单词，意思是“分期偿还”。
以下是一篇关于amortisation的英文范文：
Amortisation of Loan
Introduction:
Amortisation refers to the process of repaying a loan in equal installments over a period of time. This process is commonly used in financial transactions where repayment of the principal amount is necessary.
In this example, we will discuss the amortisation of a loan taken by a company for purchasing a new asset.
Background:
The company has taken a loan of $1 million from a bank for purchasing a new asset. The repayment period is 5 years, and the interest rate is 6%.
Process:
The company will make equal installment payments of $20,000 each on a monthly basis. The first payment is made on the first day of the first month, and each subsequent payment is made on the same day of the same month.
After 5 years, the entire principal amount of $1 million will be repaid along with all interest accrued during that period.
Conclusion:
Amortisation is a common practice in financial transactions where repayment of a loan is necessary. By making equal installment payments, the burden of repaying a loan is spread over a period of time, thereby reducing the impact on cash flow.
Amortisation是一个英语单词，意思是“摊销”。
在金融和会计领域，摊销是一种会计处理方法，用于分配在长期使用资产（如设备或房地产）时产生的成本，以反映这些成本在资产的使用寿命中的分摊。
以下是一篇关于amortisation的英文范文：
Amortisation of Loan
In our company, we offer various loan products to our customers. One of the most popular products is a mortgage loan, which is used by home buyers to purchase a property. When a customer applies for a mortgage loan, they agree to repay the loan in equal monthly installments over a period of time. One of the key features of this repayment plan is the amortisation of the loan.
Amortisation refers to the process of paying off a debt by making equal payments over an agreed period of time. In the case of a mortgage loan, the payments include the principal amount, interest, and any fees or charges. Over time, the total amount of the loan is gradually paid off by making regular payments, and this process is known as amortisation.
The amortisation schedule is an important document that details the repayment plan for a mortgage loan. It includes information about the monthly payments, the total amount of the loan, the interest rate, and other relevant details. The amortisation schedule helps customers understand their repayment obligations and allows them to plan their finances accordingly.
In conclusion, amortisation refers to the process of paying off a debt by making equal payments over an agreed period of time. It is particularly relevant for loans such as mortgage loans, where customers agree to repay the total amount of the loan over a period of time through regular payments. The amortisation schedule is an important document that details the repayment plan and helps customers plan their finances accordingly.
"Amortisation"是一个英语单词，意思是分期偿还。它通常用于描述资产（如贷款购买房屋的贷款）的分期偿还过程。
在英文范文中的最新变化可能因语境而异，但一般来说，"amortisation"的使用可能会更加普遍，尤其是在讨论财务和商业问题时。
请注意，具体的用法可能会因上下文而异，因此需要结合具体的语境来理解。